Apply for a Home

You will be considered for a Habitat home if your present housing is not adequate, and if you are unable to obtain adequate housing through other conventional means. Lack of adequate housing may include problems with the present structure; water, electrical or sewage service systems; heating system, or failure to meet city property maintenance standards. Also taken into consideration are the number, the ages and the gender of children compared to the number of bedrooms in your present home.

The percentage of your monthly income that you currently spend on housing is considered to determine need. You will be required to openly and fully discuss your financial situation with Habitat personnel. You must have lived in the city limits of Graham Texas and its extra territorial jurisdiction, for at least one year. You must have a good record of paying rent, loans, and utility payments for at least one year.

You and your family will be considered if your annual total income is between 30-60% of the median income for Graham. If selected, you and your family members and/ or friends must work 300 hours of sweat equity on your own home and other Habitat projects. If you are disabled, we will help you find ways to work that are possible for you.

Year 2011 Guidelines
Family Size	30% Median	60% Median
One	$11,406	$22,811
Two	$13,060	$26,119
Three	$14,888	$29,776
Four	$16,526	$33,051
Five	$17,848	$35,695
Six	$19,186	$38,372
Seven	$20,529	$41,058
Eight	$21,864	$43,727

If you would like to learn more about homeownership, call us (940) 549-0636 or complete the online interest form and we will contact you before we have our next meeting.